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Planna for Credit Reference Agencies.

A property intelligence dimension for credit profiles — adding a genuinely novel data signal that postcode, age, and financial history alone can't provide.

Planna for Credit Reference Agencies — integration preview

The opportunity

Credit profiles contain financial history, payment behaviour, and address data. What they don't contain is a picture of the property itself — its condition, its energy performance, or its neighbourhood context. For CRAs building richer data products, Planna provides that missing dimension.

HomeScore data, neighbourhood intelligence, and property condition signals are not repackagings of publicly available information. They're derived from Planna's patented AI models and aerial imagery analysis — a data layer that didn't exist before.

What Planna delivers

HomeScore data enrichmentProperty condition as a novel signal in credit-adjacent profiles
Energy performance dataEPC and energy data at property level — relevant for green lending products
Neighbourhood contextLocal intelligence that enriches address-level data beyond postcode
Property risk signalsFlood risk, crime data, and condition scoring for richer risk profiles
Patented, proprietary dataIP-protected intelligence that can't be replicated from open sources

A data dimension nobody else has.

Talk to us about how Planna's property intelligence enriches your data products.