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Home IQ. One integration, comprehensive coverage.

Home IQ brings together valuation, energy, environmental and neighbourhood data for any UK residential property, through a single embeddable integration.

Home IQ property report showing valuation, energy and neighbourhood data for a UK property

What it does

For homeowners and buyers

Home IQ gives a full report on the property, whether someone has just completed on a home or is weighing up buying one. How it performs on energy and what it would take to improve. What is around it. What it costs to run. What could be upgraded, and what it might qualify for.

Most people spend the first year in a house piecing this together from scratch. They will piece it together somewhere. Home IQ means they do it with you.

For underwriters and lenders

Home IQ pre-populates risk data in a full report at the point of quote: flood risk, crime category, energy rating and construction type. That reduces fraud exposure and sharpens pricing accuracy.

At application stage, it gives lenders a property-level intelligence layer instantly, before a formal survey is commissioned.

What's included

Expert-grade valuationComparables, price per square metre, confidence scoring and sale history.
Energy performanceEPC rating, current versus potential, and CO₂ emissions at property level.
Flood and environmental riskFlood risk classification and wider environmental context.
Crime dataLocal crime by category, relevant to both underwriting and lifestyle.
Neighbourhood intelligenceSchools, transport, amenities and nearby sales.
Running costsHeating, hot water and lighting costs based on real local data.
Planning applicationsLocal applications and decisions, including neighbouring properties.
Aerial imageryHigh definition historic imagery of the property and how it has changed.
Improvement potentialWhat the property could be upgraded to, and what it may qualify for.
Actionable itemsSpecific next steps, not just a picture of where things stand.

Use cases

At mortgage application

Instant property intelligence before a formal survey: valuation confidence, flood risk, energy rating, and maintenance context.

Insurance quoting

Pre-populate underwriting inputs from real data rather than customer self-declaration, reducing fraud and improving accuracy.

Green finance

Energy data at property level identifies customers with the most to gain from a retrofit loan, turning a blanket campaign into a targeted offer.

Property portals

Enrich listings with running costs, crime data, flood risk, and area guides, answering the questions buyers would otherwise search for elsewhere on your platform.

One integration. Everything your customers need.

See how Home IQ fits inside your existing workflow, without the complexity of multiple data providers.